We want to say Thank You with a VA Home Purchase- Laguna Hills Real Estate Broker

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We want to say Thank You with a VA Home Purchase- Laguna Hills Real Estate Broker

VA Loan Benefit

 

The Veterans Administration (VA) home loan guaranty benefit helps you buy, build, repair, retain, or adapt a home. VA home loans are provided by private lenders such as banks and mortgage companies, with VA guaranteeing a portion of the loan. This gives the home buyer more favorable terms. Call Integrated Realty Group today, for more details!

 

Who is Eligible for a VA Loan?

  • Veterans
  • Active Duty Personnel
  • Current or Former Reservists/National Guard members
  • Some surviving spouses

 

What are the Benefits of a VA Loan?

  • Purchase a home at a competitive interest rate often without requiring a down payment or private mortgage insurance, which gives you more savings.
  • Cash Out Refinance options allow you to take out cash out of your home equity to take care of concerns like paying off debt, funding school, or making home improvements.
  • If you have a service-related disability, you may qualify for waived funding fee, reducing closing costs.
  • Borrowers can often refinance to a lower rate within the VA program without re-qualifying for the program.
  • You can reuse the benefit.

 

How Do I Get a VA Loan?

You can apply for a VA loan with us, all you need is a Certificate of Eligibility from the VA.

 

How Much of  a Loan Can I Get?

There are County Limits determine the VA’s maximum guaranty amount for a loan. In Orange County the limit for 2014 is $687,500 with no money down and, in some high-cost places it’s over $1,000,000.

We are always here to help, and look forward to any questions you may have about the home buying process.

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Grant Gerhart

ABR, CRS, e-PRO, GREEN, RSPS, SFR, SRS