The Truth Behind a Rent to Own Homes in Laguna Hills

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Just a few years ago, you hardly ever heard the term “rent to own in Laguna Hills,” where homeowners had multiple bids from which to choose. But now, it’s a different ballgame. Homeowners may be more willing to work out rent-to-own agreements, even with people who would be turned down for home loans. A rent-to-own contract requires prospective buyers to pay … Read More

We want to say Thank You with a VA Home Purchase- Laguna Hills Real Estate Broker

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We want to say Thank You with a VA Home Purchase- Laguna Hills Real Estate Broker VA Loan Benefit   The Veterans Administration (VA) home loan guaranty benefit helps you buy, build, repair, retain, or adapt a home. VA home loans are provided by private lenders such as banks and mortgage companies, with VA guaranteeing a portion of the loan. … Read More

How Much Does It Cost to Sell a House in Laguna Hills?

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Show me the money! Admit it, that’s what you’re thinking when you consider selling your house in Laguna Hills. In fact, chances are good you’ve mentally spent much of the proceeds already—on a new house you’re buying, and maybe even a nice vacation this summer. Slow down there—while selling a home can indeed bring in some sweet profits, not every dollar goes … Read More

3 Crucial Reasons You Should Buy a Home in Laguna Hills This Year

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Buying a house in Laguna Hills this year will feel kind of like you’ve jumped onto the subway just as the doors were closing. Your heart’s pounding and you’re winded from the race, but you made it—just in time. OK, so maybe that’s a little exaggerated. But here’s the thing: Interest rates have begun to rise and will likely climb higher. Inventory … Read More

When It Comes to Home Buying, Location Is King- Laguna Hills Real Estate

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The real estate adage “location, location, location” has been around for decades. Laguna Hills Real Estate agents, investors and experienced home buyers will tell you that location trumps everything. I always advise clients that you can make changes to a home, but you can’t change the location — short of moving the house. Some neighborhoods change over time, of course, and … Read More

Buying a Home in 2017: 3 Resolutions to Make It Happen- Laguna Hills Homes

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Many Laguna Hills Homes buyers enter and leave the real estate market several times before making a purchase. Priorities shift and — unlike a seller who signs an agreement and has a tangible product to sell — buyers aren’t necessarily tied to any timeframe, unless it’s self-imposed. With the start of a new year, many on-and-off home shoppers resolve to intensify … Read More

Lower FHA Annual Mortgage Insurance Premiums for 2017- Laguna Hills Homes

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In an effort to make Laguna Hills Homes more accessible and sustainable, President Obama announced the Federal Housing Administration (FHA) will reduce annual mortgage insurance premiums (MIP) by 0.25 percentage points. On a $525,000 home loan with less than 5 percent down, this MIP reduction will equate to a savings of $1,208 per year or $6,040 over five years. FHA annual mortgage premiums are paid in 12 … Read More

First-Time Home Buyer Boom for 2017 with a 3% Down Mortgage – Aliso Viejo Real Estate

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In an effort to open up lending to more low-income and first time home buyers in Aliso Viejo Real Estate, Fannie Mae and Freddie Mac announced Monday that they will start backing mortgages with downpayments of as little as 3% of the home’s price. But borrowers will still need to meet strict criteria first, the two government-backed mortgage giants said. … Read More