When It Comes to Home Buying, Location Is King- Laguna Hills Real Estate

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The real estate adage “location, location, location” has been around for decades. Laguna Hills Real Estate agents, investors and experienced home buyers will tell you that location trumps everything. I always advise clients that you can make changes to a home, but you can’t change the location — short of moving the house. Some neighborhoods change over time, of course, and … Read More

Buying a Home in 2017: 3 Resolutions to Make It Happen- Laguna Hills Homes

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Many Laguna Hills Homes buyers enter and leave the real estate market several times before making a purchase. Priorities shift and — unlike a seller who signs an agreement and has a tangible product to sell — buyers aren’t necessarily tied to any timeframe, unless it’s self-imposed. With the start of a new year, many on-and-off home shoppers resolve to intensify … Read More

Lower FHA Annual Mortgage Insurance Premiums for 2017- Laguna Hills Homes

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In an effort to make Laguna Hills Homes more accessible and sustainable, President Obama announced the Federal Housing Administration (FHA) will reduce annual mortgage insurance premiums (MIP) by 0.25 percentage points. On a $525,000 home loan with less than 5 percent down, this MIP reduction will equate to a savings of $1,208 per year or $6,040 over five years. FHA annual mortgage premiums are paid in 12 … Read More

First-Time Home Buyer Boom for 2017 with a 3% Down Mortgage – Aliso Viejo Real Estate

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In an effort to open up lending to more low-income and first time home buyers in Aliso Viejo Real Estate, Fannie Mae and Freddie Mac announced Monday that they will start backing mortgages with downpayments of as little as 3% of the home’s price. But borrowers will still need to meet strict criteria first, the two government-backed mortgage giants said. … Read More

Nellie Gail Ranch Christmas Lights

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Nellie Gail Ranch Christmas Lights Nellie Gail Road in Laguna Hills holds one of the most spectacular Christmas light shows in Orange County. It is one of the most amazing traditions to be a witness of the wonderful homeowner performances of holiday lights and decor in Nellie Gail Ranch. Every season brings back familiar old favorites and some spectacular new … Read More