10 Secrets Sellers Need to Know When Choosing a Realtor- Aliso Viejo Real Estate

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Selling a home should be like any other business transaction, but all too often sellers make emotional or impulsive decisions that cost them money and time. Choosing the right Realtor in Aliso Viejo Real Estate to market a property and negotiate the sale is the most important step in the process.   “My friend (or family member) sells real estate.” Friendship alone …

Should I Pay Off All My Credit Card Debts Before Buying a Home? – Laguna Hills Homes

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Buyers think that paying off all their credit card debt is the best move when purchasing a  Laguna Hills Home. But wait a second; it’s not an excellent idea! All the steps you think that could help increase your financial capacity such as reducing debts or cancelling your credit cards, would in fact affect your credit score. This will impact …

Tips for First-Time Home Buyers- Laguna Beach Homes

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If you are thinking of purchasing Laguna Beach Homes, Laguna Hills, or Aliso Viejo area, you must be thinking what needs to be done before acquiring a new property. Being a newcomer on the real estate market, you must be wondering what to do, and what to prepare for like your mortgage applications or home loans, credit standing, employment status, financial …

5 Reasons Why You Wouldn’t Want to Buy a Foreclosure- Aliso Viejo Real Estate

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When a property is foreclosed Aliso Viejo Real Estate, the mortgage lender sells the property to pay off the defaulted mortgage loan of the borrower. Every foreclosed property ends up in a public auction where anybody can purchase the property at the amount posted by the lender. Buyers can also buy the foreclosed property from a bank after the bank …

What is a Reverse Mortgage? What is a HELOC?- Laguna Hills Real Estate

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If you are a 62 years old or older homeowner within Laguna Hills Real Estate, you are entitled to convert your home’s equity into cash to spend for daily expenses, health insurances, home remodel and whatever else you need. You have two options to convert your home’s equity into cash. First is reverse mortgages and second is home equity loan. These …